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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174034 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174089)

I have had a very smooth and seamless experience sin...

I have had a very smooth and seamless experience since I started to use PayPal actively. I've never had any unresolved issues. And will definitely recommend to a friend. Reviewed on: 7th June 2024

Used several times and very easy and convienient, wo...

Used several times and very easy and convienient, would recommend and helps budget especially for unexpected purchases like broken washer etc Reviewed on: 7th June 2024

Great and easy to use.

Great and easy to use. I love it! Reviewed on: 7th June 2024

Easy to use and manage if you are an organised person.

Easy to use and manage if you are an organised person. Reviewed on: 7th June 2024

Happy customer

Fast and easy to use, everything is there to see when you log in. Making payments is easy, not complicated at all. Happy customer Reviewed on: 7th June 2024

Making life a little easier.

A regular user, swift action,updates,reminders all online. Reviewed on: 7th June 2024

I have never had any issues with PayPal from the start.

I have never had any issues with PayPal from the start. It’s handy when purchasing an expensive item and can pay over 3 interest free payments all pre set up. Also the credit is great as it’s 0% for 4 months unlike most credit cards and loans. Reviewed on: 7th June 2024

Always had a positive experience over the years.

Always had a positive experience over the years. Very happy with the safety of my account also Reviewed on: 7th June 2024

Love using PayPal because it gives me an option for...

Love using PayPal because it gives me an option for purchasing the goods on 3 interest free especially when I don’t have enough money to purchase the goods straightaway. Reviewed on: 7th June 2024

It’s not just an experience for me at one time it re...

It’s not just an experience for me at one time it really helped me out Reviewed on: 7th June 2024

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