Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173861)

Good extra option for money.

Always is nice to have another option as PayPal credit. That’s why I’m using when need it. Low rates, good notifications etc. Reviewed on: 7th June 2024

PayPal is always the best solution for your shopping...

PayPal is always the best solution for your shopping online. Reviewed on: 7th June 2024

Everything is fine apart from not clear no-interest...

Everything is fine apart from not clear no-interest period rules. Reviewed on: 7th June 2024

PayPal is the best.

PayPal is the best. Recently I downloaded app curve.It's accpet paypal also. That's amazing. Reviewed on: 7th June 2024

Untraditional lifesaver!!

i love paypal credit as it’s untraditional and most of the time interest free, it’s useful for me as i get paid monthly and at the end of the month money runs thin so it’s great to be able to use paypal credit until i get paid! Reviewed on: 7th June 2024

Pay in 3 is a winner for me

I love PayPal credit specifically for the pay in 3 with 0% interest, takes all the pressure of planning the payment dates for credit you’ve taken out and breakdowns sometimes big costs into small chunks. I use it very regularly for small purchases and big purchases and it’s always 0% interest so guilt free. Reviewed on: 7th June 2024

Paypal gives me clear support and peace of mind

I find PayPal super easy to use. The app gives me a clear understanding of what is happening in my account. I get very helpful reminders which help me manage my account well. I also love the 4 months credit interest free facility. Once again it helps me use money wisely and means the important or joyful acquisitions can be made mindfully . Reviewed on: 7th June 2024

Love it!!

Easy to use. I pay for a lot online so PayPal is perfect to use to ensure a safe and secure transaction. Reviewed on: 7th June 2024

Great service !!!

Very straight forward to use from the app. Various options of spreading the payments including the 4 month interest free. Balance easily visible within the app and setting up payments couldn't be easier. Reviewed on: 7th June 2024

PayPal give peace of mind...

PayPal has made it easy for me to have peace of mind when making purchases knowing that my money is safe if something goes wrong or there is an issue with the purchase. PayPal credit is easy to use and simple to get started with. Customer service is spot with any query being answered very quickly. Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96137 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub