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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173749)

Really useful and great service excellent value

5
Really useful and great service excellent value Reviewed on: 7th June 2024

Safe secure payment options

5
PayPal has always been easy to use and offered Pay in 3 to me. Website shows clearly how much you owe and on which date. PayPal offers excellent security for payments and ensures your payments are covered. Reviewed on: 7th June 2024

Easy to use, good service .

5
Easy to use, good service . Useful and secure on all sites Reviewed on: 7th June 2024

PayPal credit 10/10

5
PayPal customer services have always been on hand to sort any problems that have arisen. There credit is very reasonable and easy to set up and use. changes can be made easily using the app. The app is straight forward and simple to use. High security on your account. Reviewed on: 7th June 2024

easily accessible very flexible way to pay

5
easily accessible very flexible way to pay Reviewed on: 7th June 2024

PayPal has provided an excellent service.

5
PayPal has provided an excellent service. I have used it as a buffer to protect myself from possible financial damage and it makes me always confident when purchasing. The credit line it provided me helped enormously during the pandemic. Reviewed on: 7th June 2024

Smooth transaction, gives you flexibility.

5
Smooth transaction, gives you flexibility. Easy to set up. Direct debit on track, can also change date collection Reviewed on: 7th June 2024

Safe way to pay online

5
Very good - useful tool makes you feel safe paying online Reviewed on: 7th June 2024

Life saver

5
PayPal credit has helped me alot its not only lent me the money at no interest but got money back for me when I've needed them too I always recommend to friends and family. Reviewed on: 7th June 2024

PayPal credit is amazing, never had any problems wit...

5
PayPal credit is amazing, never had any problems with it. Reviewed on: 7th June 2024

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