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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173647)

PayPal on Curve is amazing.

5
PayPal on Curve is amazing. Gives so much flexibility to spending. I would highly recommend to family and friends. Reviewed on: 7th June 2024

Easy to use and 3 months interest free

4
Easy to use and 3 months interest free Reviewed on: 7th June 2024

fast, reliable and super convenient

5
fast, reliable and super convenient Reviewed on: 7th June 2024

Excellent very happy with the service

5
Excellent very happy with the service Reviewed on: 7th June 2024

Excellent service

5
Excellent experience, they are happy to help when contacting them and will sort out things quickly. Reviewed on: 7th June 2024

Paypal credit is the best option out there

5
Paypal credit is a wonderful experience, payments are fast and secure! No hassle and very little interest, if any at times! Reviewed on: 7th June 2024

It’s a fantastic platform with easy payments interes...

5
It’s a fantastic platform with easy payments interest free Reviewed on: 7th June 2024

Easy to use, good rates, excellent customer service

5
Easy to use, good rates, excellent customer service Reviewed on: 7th June 2024

Great app and services.

5
Great user experience with the mobile application which is very useful for managing multiple services. Its straightforward to use, which makes it easy to manage my finances. Notification are helpful. Reviewed on: 7th June 2024

I’ve had a great experience with PayPal credit!

5
I’ve had a great experience with PayPal credit! Being able to purchase stuff in 3 payments and with 0% interest has been very helpful and amazing :) Reviewed on: 7th June 2024

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