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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Paypal helps me alot epically with the pay later its...

Paypal helps me alot epically with the pay later its honestly been a massive help and I feel in control of what I spend Reviewed on: 3rd June 2024

Excellent service prbvided

Excellent service provided and great customer service Reviewed on: 3rd June 2024

PayPal credit has helped me to make big purchases an...

PayPal credit has helped me to make big purchases and with 4 months interest free credit it’s easy payments Reviewed on: 3rd June 2024

Never had any issues with paypal, the team are suppo...

Never had any issues with paypal, the team are supportive and offer a range of payment options Reviewed on: 3rd June 2024

Been great since I have been using it , No complaint...

Been great since I have been using it , No complaints and if there is its always sorted!! Reviewed on: 3rd June 2024

Amazing credit scheme and great customers ser

Amazing credit scheme and great customers ser Reviewed on: 3rd June 2024

I like tha fact that I can pay at any time with zero...

I like tha fact that I can pay at any time with zero interest . Or pay in three . This allow me to choose what suit me flexibly Reviewed on: 3rd June 2024

I've been using PayPal Credit for several months now...

I've been using PayPal Credit for several months now, and it has been a fantastic experience. The application process was straightforward and quick, with an almost immediate decision on my approval. I was impressed with how seamlessly PayPal Credit integrates with my existing PayPal account, making it incredibly convenient to manage my finances. One of the standout features is the flexibility it offers. The "No Interest if Paid in Full in 6 months" option is a game-changer for larger purchases, allowing me to spread out payments without the pressure of immediate interest charges. It's also accepted at a wide range of online retailers, which has made my shopping experience even smoother. The user interface is intuitive and easy to navigate. I appreciate the clear statements and notifications, which help me stay on top of my payments and avoid any late fees. Customer service has been responsive and helpful whenever I've had questions, further enhancing my confidence in using this service. Overall, PayPal Credit has provided me with a reliable and flexible way to manage my expenses. I highly recommend it to anyone looking for a convenient credit solution that integrates effortlessly with their online shopping habits. Reviewed on: 3rd June 2024

Great customer service.

Great customer service. Polite, understanding and helpful. Helped me with my problem. Reviewed on: 3rd June 2024

Super PayPal

Easy app to use. Customer service spot on easy to view statement and purchases are easy to navigate and I feel protected with PayPal when I purchase items Reviewed on: 3rd June 2024

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