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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

Quick amazing the App is easy to manage I'm understa...

Quick amazing the App is easy to manage I'm understand happy with it.No problems At? The moment Reviewed on: 3rd June 2024

Easy to use, good options and customer service

Easy to use, good options and customer service Reviewed on: 3rd June 2024

Easy to use and reliable .

Easy to use and reliable .apply very easy and quick. Reviewed on: 3rd June 2024

Just a great service at all times

Just a great service at all times Reviewed on: 3rd June 2024

It’s always been easy and efficient.

It’s always been easy and efficient. Especially great when they offer the 4 months interest free with orders over £100! Don’t get this kind of thing anywhere else I don’t think. I’ve been using PayPal for years and have never had any problems or issues Reviewed on: 3rd June 2024

I love PayPal been using for over two years and if m...

I love PayPal been using for over two years and if makes online purchases so much easier for me Reviewed on: 3rd June 2024

Spreads the cost.

PayPal Credit makes more expensive transactions affordable through paying across 4 months interest free. This means booking holidays is easier on the pocket over time. Spreading the cost this way helps me manage my money. Reviewed on: 3rd June 2024

I’ve used it for a few years now

I’ve used it for a few years now , convenient and handy to use via the app , notification and emails help you stay on top of the game plus customer service is helpful Reviewed on: 3rd June 2024

I AM A PAYPAL CUSTOMER FOR MANY YEARS AND HAVE EXPER...

I AM A PAYPAL CUSTOMER FOR MANY YEARS AND HAVE EXPERIENCED A GOOD AND RELIABLE SERVICE AND IS VERY TRUSTED AND SECURED AND HELPS YOU TO BUY PRODUTS WITH PAYPAL CCOUNT AS THEY OFFER A WIDE RANGE OF SERVICES. Reviewed on: 3rd June 2024

PayPal has never let me down

PayPal has never let me down I use PayPal credit all the time to spread payments Reviewed on: 3rd June 2024

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