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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170282)

I love the pay in 3, it helps me navigate my spending.

I love the pay in 3, it helps me navigate my spending. Reviewed on: 4th June 2024

Excellent and quick service

Fast transfers, reliable servicr, good rates, easy to navigate. One of my personal favourite apps Reviewed on: 4th June 2024

Brilliant!

Brilliant! Everything simple and as flexible as you need. Reviewed on: 4th June 2024

PayPal helping fraudsters

I reported a transaction to PayPal and even after I provided all the evidence to PayPal, they decided against me. So, now because of some idiots from PayPal someone else is enjoying my money. Reviewed on: 4th June 2024

A good credit card

I have been with PayPal for more than 10 years, and I'm very happy with the company. Reviewed on: 4th June 2024

i am very happy I am using paypal

i am very happy I am using paypal Reviewed on: 4th June 2024

So easy to use and manage repayments

So easy to use and manage repayments Reviewed on: 4th June 2024

Good company.

Good company. Good interest rate Reviewed on: 4th June 2024

User friendly, competitive interest rates and timely...

User friendly, competitive interest rates and timely reminders for repayments Reviewed on: 4th June 2024

Simple credit solution

Very helpful way of spreading the cost of a new laptop. The process was simple and the credit immediate Reviewed on: 4th June 2024

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