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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170634 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170664)

In case you you pay on time, there is no or relative...

In case you you pay on time, there is no or relatively low interest Reviewed on: 4th June 2024

Excellent service

I've been able to send money abroad without any hassle, without the need to leave my home. I get to pay for products of 3 months whuch makes it easier for me to aquire things. Reviewed on: 4th June 2024

It is always their to use.

It is always their to use, fair terms and conditions. Reviewed on: 4th June 2024

Always easy to pay , great offer for no interest cre...

Always easy to pay , great offer for no interest credit. Almost all shops accepting Reviewed on: 4th June 2024

Never had a problem always been good

Never had a problem always been good Reviewed on: 4th June 2024

Safe and easy using paypal credit, specially the 0%...

Safe and easy using paypal credit, specially the 0% interest to pay within 4 months. Reviewed on: 4th June 2024

Very convenient to shop online using PayPal credit.

Very convenient to shop online using PayPal credit. Reviewed on: 4th June 2024

Thank you for thinking about us ,customers.

Thank you for thinking about us ,customers. Without you I could and maybe wont have the tools and stuff I have now to help me with my DIY jobs and my hobbies. Thank you again. Love your ideas of spliting the payments. Reviewed on: 4th June 2024

Always had great help from the customer service.

Always had great help from the customer service. Should be more help for items returned but not refunded though for orders. Reviewed on: 4th June 2024

Great to not share card details

Great to not share card details. Always worried about websites that I am not sure I trust. Reviewed on: 4th June 2024

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