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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170877)

Allowed me to purchase worry free

5
Allowed me to purchase worry free Reviewed on: 4th June 2024

Mind blowing service

5
It was very nice. Easy to pay. I paid several time using credit. Even i purchased apple product using credit. It was easy to pay. For some reason I returned my item. I got return my payment back easily. It did nit charge me. I am satisfied actually with the service. Reviewed on: 4th June 2024

Really useful, secure, and familiar, easy to use.

5
Really useful, secure, and familiar, easy to use. Highly recommended. Integral part of the majority of my transactions. Reviewed on: 4th June 2024

Gives good financial flexibility, with regular credi...

5
Gives good financial flexibility, with regular credit limit reviews Reviewed on: 4th June 2024

I've used PayPal for years and when I have had an is...

5
I've used PayPal for years and when I have had an issue it's been resolved promptly Reviewed on: 4th June 2024

Never had a bad experience.

5
Never had a bad experience. All been very positive Reviewed on: 4th June 2024

Safe Spending secure.

5
PayPal is protected and is very secure. It is very easy to use and is accepted throughout the world with little trouble. Reviewed on: 4th June 2024

So quick and simple to understand

5
I needed a quick short term credit arrangement for a purchase and the PayPal application process was so simple. The app also makes it really easy to manage and repay the debt. Reviewed on: 4th June 2024

Always good nothing hazle,just only the curve card i...

5
Always good nothing hazle,just only the curve card i used still declined. Reviewed on: 4th June 2024

Excellent and trustworthy .

5
Excellent and trustworthy . Use PayPal to pay pretty much everything i order online Reviewed on: 4th June 2024

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