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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171010 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171063)

Great product.

Great product. Fair and simple. Would definitely recommend! Reviewed on: 4th June 2024

I prefer every time use paypal credit because its ea...

I prefer every time use paypal credit because its easy to buy things Reviewed on: 4th June 2024

Building my credit score, while using 0% Apr over 4...

Building my credit score, while using 0% Apr over 4 months!! It's convenient and reliable. Iv never had a negative experience with PayPal credit. So easy and, you can use it pretty much anywhere online. I always get reminds of minimal payments so I never miss one. It's great. Reviewed on: 4th June 2024

I’ve been using PayPal credit for the last few years...

I’ve been using PayPal credit for the last few years and I’ve never had any issues with their service Reviewed on: 4th June 2024

Living a comfortable life with PayPal

I have been able to live more comfortably with PayPal, making payments is very easy with PayPal Credit. It is beneficial towards buying things I need with being able to pay it back at a later date. I have spoken to the customer service team for advice and support on multiple occasions and they have always been extremely helpful and have always resolve my questions! I highly recommend PayPal. Reviewed on: 4th June 2024

Never had a problem.

Never had a problem. App is user friendly Reviewed on: 4th June 2024

It would be great if the credit service can give 6mo...

It would be great if the credit service can give 6month zero interest on purchases above £99 Reviewed on: 4th June 2024

my experience is based on PayPal's perfect service t...

my experience is based on PayPal's perfect service trust and good communication. Reviewed on: 4th June 2024

Always top notch service, Paypal credit is so easy a...

Always top notch service, Paypal credit is so easy and helps out in so many ways Reviewed on: 4th June 2024

Very happy with my experience I would recommend it t...

Very happy with my experience I would recommend it to everybody else Reviewed on: 4th June 2024

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