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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170877)

Fluid, easy and transparent while feeling secure and...

5
Fluid, easy and transparent while feeling secure and like I can speak to someone if I have an issue with anything I need to ask about. I’m very happy and haven’t had a problem with them in the many many years I’ve used PayPal. Reviewed on: 4th June 2024

Easy to use clear and precise information

5
Easy to use clear and precise information Reviewed on: 4th June 2024

Good for helping

5
Never had a problem with PayPal has helped me out big time Reviewed on: 4th June 2024

Picture perfect ;)

5
My PayPal credit has been brilliant for building up my credit score and has allowed me so many opportunities from it Reviewed on: 4th June 2024

Amazing service

5
I have been able to purchase several things I need from using this service which I would not have been able to do without it Reviewed on: 4th June 2024

Easy to use and convenient

5
PayPal credit is easy to use and convenient for when you need to make purchases before payday. I like the interest free options when making larger purchases. I find PayPal credit safe and have never had any issues Reviewed on: 4th June 2024

They were quick to resolve my issue with a merchant!

5
When I had an issue with a purchase they were quick to get to the bottom of things to sort out my issue. Reviewed on: 4th June 2024

I find it a very secure way of making online purchases!

5
I find it a very secure way of making online purchases! Reviewed on: 4th June 2024

Trusted app

5
Can rely on PayPal….easy to use, widely accepted. What more could you ask for? Reviewed on: 4th June 2024

Used it for years, always brilliant

5
Used it for years, always brilliant Reviewed on: 4th June 2024

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