Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170664)

Paying with PayPal.

5
Whenever I have asked for a transaction to be checked, I found the staff at PayPal, knowledgeable and understanding how important the issue was to me, it may have been a small issue in the eyes of PayPal however I felt I was valued. Reviewed on: 4th June 2024

I love the felixible payment options!

5
I absolutely love the flexible payment options, including pay in 3 or interest-free purchases for 4 months. Having this felixibililty takes huge pressure off when looking to buy something that's a little pricier to pay off in one go. This is why I always recommend PayPal Credit to friends and family! Reviewed on: 4th June 2024

PayPal credit is perfect for budgeting your spending

5
Very easy to use and you can easily manage your spending without overspending. This is great if you don't want a lump sum coming out your account at once and would like the option to spread the cost. Great service. Reviewed on: 4th June 2024

Hi well happy with PayPal good customer service

5
Hi well happy with PayPal good customer service Reviewed on: 4th June 2024

Very professional service, and peace of mind that yo...

5
Very professional service, and peace of mind that your payments are secure. Reviewed on: 4th June 2024

Nice and helpful staff, always helps

5
Nice and helpful staff, always helps Reviewed on: 4th June 2024

Used several times never had a issue

5
Used several times never had a issue Reviewed on: 4th June 2024

Great experience really good service

5
Great experience really good service Reviewed on: 4th June 2024

Love the new curve card allows you to spend across m...

5
Love the new curve card allows you to spend across more outlets Reviewed on: 4th June 2024

I've never had a single issue with PayPal over the m...

5
I've never had a single issue with PayPal over the many years I've used their services! I feel like my transactions are handled safely and securely, and the app is very user friendly. Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 93534 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3831 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products