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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Easy to navigate.

Easy to navigate. Everything explained very well. Not pushy! Very good with reminders which is a bonus. Reviewed on: 2nd June 2024

PayPal account

It was easy to apply and fill in form the in and payment are good to keep up with Reviewed on: 2nd June 2024

One of the oldest payment methods as I remember.

One of the oldest payment methods as I remember. It’s recognised all over the world. Reviewed on: 2nd June 2024

Confident using the service

I am using the service for about two decades and I am very satisified with it. Reviewed on: 2nd June 2024

PayPal credit has been a massive help to me and my f...

PayPal credit has been a massive help to me and my family. The ability to be make purchases so promptly is huge when you need things on short notice. Reviewed on: 2nd June 2024

easy to use

brilliant 24 month plan you can put it essentially anything over such a period. Reviewed on: 2nd June 2024

Flawlesss experience on the app and very easy to use...

Flawlesss experience on the app and very easy to use PayPal credit when checking out shopping Reviewed on: 2nd June 2024

Highly recommend

PayPal is very user friendly and convenient, highly highly recommend. Reviewed on: 2nd June 2024

It’s nice to spread the cost and knowing it’s safe t...

It’s nice to spread the cost and knowing it’s safe to use PayPal with all the scams about. Reviewed on: 2nd June 2024

PayPal makes buying online safer and the 4 months 0%...

PayPal makes buying online safer and the 4 months 0% is a bonus. Reviewed on: 2nd June 2024

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