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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

Brilliant service , everything single transcation me...

Brilliant service , everything single transcation mentioned clearly. Reviewed on: 3rd June 2024

I am very satisfied, the transaction was completed q...

I am very satisfied, the transaction was completed quickly and very easily. Reviewed on: 3rd June 2024

Excellent fast service, easy to use and helps spread...

Excellent fast service, easy to use and helps spreading the cost Reviewed on: 3rd June 2024

Never had issues with paypal and always happy to use...

Never had issues with paypal and always happy to use as an online payment method Reviewed on: 3rd June 2024

I have using Paypal for over 5 years and love that s...

I have using Paypal for over 5 years and love that security is a priority for paypal. I feel very safe making purchases online and the crrdit option being interoperable with other platform for purchases makes lief much easier. Reviewed on: 3rd June 2024

Good credit provider without crazy fee's

Pay in 3 is very good. Paypal Credit is also good and not very expensive compared to other credit providers. Reviewed on: 3rd June 2024

Great flexible credit, easy application process and...

Great flexible credit, easy application process and simple to understand Reviewed on: 3rd June 2024

If I wanted something paid I can always bank on PayPal.

If I wanted something paid I can always bank on PayPal. Reviewed on: 3rd June 2024

Pay in 3 without interest is my regular thing with P...

Pay in 3 without interest is my regular thing with PayPal, whenever I need something urgent I can always rely on PayPal because I know I can use this option for all my essentials. Reviewed on: 3rd June 2024

Great services cust services is very good.

Great services cust services is very good. Reviewed on: 3rd June 2024

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