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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168869)

Consistently excellent service

5
I have been a PayPal customer for many years and have found them to be consistently excellent - efficient, transparent and professional. Reviewed on: 3rd June 2024

Great service.

5
Never had any issues with PayPal. Quick easy and helps to spread out payments using the credit option. Reviewed on: 3rd June 2024

They have help me, to buy things.

5
They have help me, to buy things. That I couldn't of bought, by spreading the cost.Thank you PayPal. Reviewed on: 3rd June 2024

It's alright.

5
It's alright. Using it and that's all Reviewed on: 3rd June 2024

All good.

5
All good.Very happy with the service.I can't complain about anything. Reviewed on: 3rd June 2024

PayPal for the win

5
Been good, never had an issue. Always someone go contact Reviewed on: 3rd June 2024

Great service

5
Have used this service on numerous occasions with no problems. Easy way to space out repayments with no interest. Reviewed on: 3rd June 2024

Easy and accessible

5
PayPal is very easy to use across a broad variety of retailers. I feel safe and secure using PayPal and prefer to use it as my payment option. Now PayPal is available through Curve its even better as I can literally use it everywhere! Reviewed on: 3rd June 2024

Great deal!

5
Great deal with 4 months interest free borrowing. No problems. Always an easy process. Reviewed on: 3rd June 2024

Never had a problem using PayPal

5
Never had a problem using PayPal Reviewed on: 3rd June 2024

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