Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164388 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (164700)

Hassle-free Credit

Hassle-free transactions, payments and customer comms. Easy to understand breakdown of charges and changes. Credit limits are applied realistically which ensures no over extension of ability to make repayments. Reviewed on: 29th May 2024

Easy to use and I can buy items when I...

Easy to use and I can buy items when I need them Reviewed on: 29th May 2024

It was a nice experience with PayPal and its team fo...

It was a nice experience with PayPal and its team for the support. Reviewed on: 29th May 2024

Always find the staff very polite and helpful becaus...

Always find the staff very polite and helpful because I'm severely cited. It's easier for me to phone. And PayPal allows that. Reviewed on: 29th May 2024

Good credit limit, customer service can be better an...

Good credit limit, customer service can be better and more affective Reviewed on: 29th May 2024

Poor experience from customer services

Poor experience from customer services Reviewed on: 29th May 2024

PayPal is convenient and safe

PayPal is a convenient and safe way of managing money. I can quickly transfer money between friends and make purchases online knowing that I have an extra level of security using PayPal. The app is so easy to use and I love the pay in 3 and PayPal credit options, meaning I can spread my spending and easily review my payments in one place. I'd recommend PayPal to anyone. Reviewed on: 29th May 2024

Life saving

Helps out with a lot as a university student who is struggling to keep up with the economy. Reviewed on: 29th May 2024

Excellent to deal with very good at helping out with...

Excellent to deal with very good at helping out with any problems also Reviewed on: 29th May 2024

Excellent service

Very good customer service when I call they always happy to help Reviewed on: 29th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81283 reviews
Payments
from PayPal 4.70 from 3773 reviews
Credit card
from PayPal 4.70 from 111 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub