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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165301 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165303)

Refund processes .

I think the customer service team are good, but someone like me who needs a little extra Help with a refund I am finding it very difficult with the process Reviewed on: 30th May 2024

Excellent for spreading the cost

Use pay pal for most mi model purchases, allows me to spread the cost over 4 months Reviewed on: 30th May 2024

The best in credit

PayPal have supported me through a lot over the last few years, giving me time when I needed it. The credit that I needed and payment terms that suited me. Great product and the customer service is second to none. Always use them. Reviewed on: 30th May 2024

Always had a good experience with PayPal.

Always had a good experience with PayPal. I trust them and just feel at ease when using them. I highly rated PayPal and would recommend them every time Reviewed on: 30th May 2024

Very easy to use , brilliant clear app.

Very easy to use , brilliant clear app. Easy to sort any problems with a product purchase . Reviewed on: 30th May 2024

PayPal helped me through the tough period

They PayPal Customer service helped me understand how I could manage my money better by offering options of manageable credit and 3 interest free instalments. I thought I have ended up in unmanageable situation (when unexpectedly my phone just broke beyond repair and my computer was too old to work) but what they have offered worked for me. Reviewed on: 30th May 2024

Very smooth process and very handy to spread the cos...

Very smooth process and very handy to spread the cost of purchases Reviewed on: 30th May 2024

Very good

Pay pal credit has helped me with a lot of things, and it’s not too much a monthly payment too Reviewed on: 30th May 2024

Useful service

Useful if you need it fairly high interest but good for interest free pay in 3 Reviewed on: 30th May 2024

Easy, safe & cards all in one place.

Easy, safe & cards all in one place. My go-to payment method for every one of my online purchases Reviewed on: 30th May 2024

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