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PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (157222)

Paypal is a great service

5
I enjoy using paypal as I don't need to keep re-entering my bank details. It feels like a secure service to pay with. Additionally, the choice of paying in 3 is always good to have when making big purchases & where you don't want to see a big dip in your bank balance. I always found using Paypal quick and easy Reviewed on: 13th May 2024

As good as you can get

5
PayPal credit has helped me get through difficult times. There when I needed it. Reviewed on: 13th May 2024

Brilliant and simple to use.

5
Brilliant and simple to use. Works on majority websites and also accessible wherever you are. Nice easy affordable limit with clear transparency on payments. Very secure. Reviewed on: 13th May 2024

Very efficient customer service.

5
Very efficient customer service. When it comes to processing claims/refund, they are very efficient and makes sure issue is resolved. Reviewed on: 13th May 2024

I've been using PayPal and would highly recommend

5
I've been using PayPal for a long time now and have never had anything but good service and excellent support when needed. Reviewed on: 13th May 2024

PayPal is cool fast and effective

5
PayPal is cool fast and effective Reviewed on: 13th May 2024

So simple and a decent range of options

5
So simple and a decent range of options in regards to payments and credits. I wouldn't do without it! Reviewed on: 13th May 2024

Easy to pay and safe every time you shopping and tra...

5
Easy to pay and safe every time you shopping and transfer money Reviewed on: 13th May 2024

Positively Paypal :)

5
I have only had a positive experience with Paypal. Highly recommend Reviewed on: 13th May 2024

Always helps me out with the 4 months 0%

5
Always helps me out with the 4 months 0% Reviewed on: 13th May 2024

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