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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (156935 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (156940)

Easy, straightforward & fantastic customer service

Easy to setup straightforward great service, extremely useful for day to day use, PayPal Credit’s customer service is exceptional, much better than the main PayPal poor service, when they link to physical Credit Card here in the Uk it will be an all round fantastic service. Reviewed on: 12th May 2024

I'm really happy with PayPal credit, help me when I...

I'm really happy with PayPal credit, help me when I have hard money situation Reviewed on: 12th May 2024

Truly amazing

Just applied for one and it was super easy! Normally I just use pay in 3 but they offered a £20 off my order so I went ahead with it and I’ve fell in love with it! I just can’t believe how easy it is to manage! Reviewed on: 12th May 2024

A great service

Easy and efficient service with no hassle when it comes to borrowing money. Reviewed on: 12th May 2024

Let’s talk about pay in 3

Personally I really love PayPal , especially when it’s come to pay in3 without any interest. A part from that it so comfortable to shop online, because I have trust that I will get my money back if anything went wrong. In short, let’s say shop with PayPal and good bay to your worries . Reviewed on: 12th May 2024

Spreading the cost!

Use PayPal credit regularly for tool purchases and it’s great having 4 months to spread the cost! Reviewed on: 12th May 2024

Easy and helpful

PayPal is easy to use and also easy to do transactions such as sending and receiving money. PayPal is trustworthy and I am using this from around more than 6 years. Reviewed on: 12th May 2024

Easy, solid works a treat.

Easy, solid works a treat. I buy using PayPal credit for large payments such as holidays. Its easy to pay off and allows you to have control over your finances Reviewed on: 12th May 2024

A safe way to pay

I know that my payment is always safe and protected, which is important to me Reviewed on: 12th May 2024

Excellent customer services

Excellent customer services, very easy to understand statements. Always prompt to resolve any issues with purchases. Reviewed on: 12th May 2024

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