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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164734 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164783)

I always use PayPal credit as you get zero % interes...

I always use PayPal credit as you get zero % interest if you pay it off in 4 months Reviewed on: 29th May 2024

Easy to use and set up, good deals on interest fee a...

Easy to use and set up, good deals on interest fee and installments payments. Customer service good, but cannot request credit limit increase which is a bit disappointing. Also no ability to balance transfer either. Reviewed on: 29th May 2024

Use it all the time.

Use it all the time. Straight forward and easy to use and manage. Reviewed on: 29th May 2024

I have used PayPal credit on many occasions.

I have used PayPal credit on many occasions. Great for spreading your costs over an interest free period. Such great service. Easy to manage your credit online. Reviewed on: 29th May 2024

PayPal credit has enabled me to provide for my son i...

PayPal credit has enabled me to provide for my son in a way that means I’m spending the least amount of money as possible. Reviewed on: 29th May 2024

Has been really helpful in helping me manage my own...

Has been really helpful in helping me manage my own money Reviewed on: 29th May 2024

A handy payment tool.

A handy payment tool. A wallet with options. Reviewed on: 29th May 2024

Brilliant service easy to use.

Brilliant service easy to use. Straight forward, trustworthy Reviewed on: 29th May 2024

PayPal app

Great app and easy to use does not take long. Reviewed on: 29th May 2024

The best one

I am very happy with PayPal. I am using it daily. Reviewed on: 29th May 2024

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