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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (165359)

Easy to spread the cost of purchases and then nation...

5
Easy to spread the cost of purchases and then nation safe when spending online. Pay in 3 is simple and well implemented on many websites. Reviewed on: 30th May 2024

Good experience recommended , useful credit .

5
Good experience recommended , useful credit . Reviewed on: 30th May 2024

Paypal is SECURE

5
With PayPal I know I am safe and secured . Reviewed on: 30th May 2024

safest way to pay online!

5
It’s really safe, when I do any check out online I always choose Paypal, when Paypal is not an option I sometimes change my mind and don’t end up purchasing as I am not sure if the website is safe. Been using for so many years and I strongly believe it’s the safest way to pay for any online purchases! Reviewed on: 30th May 2024

Super service, thank you!

5
Although I've had a few negative experiences with merchants, PayPal has always sorted my account out quickly. I have used PayPal for nearly eight years and have had super service throughout - thanks PayPal! Reviewed on: 30th May 2024

Great Offers.

5
Great Offers. Convenient duration of payment. Payment alerts are good. Reviewed on: 30th May 2024

Easy & safe to use

5
Easy, safe and fast to use and simply to manage after purchases. Reviewed on: 30th May 2024

Very good service and very helpful.

5
Very good service and very helpful. Thank you Reviewed on: 30th May 2024

Quick service

5
Quick service excellent Reviewed on: 30th May 2024

Ive used it for a long time and has always been the...

5
Ive used it for a long time and has always been the number one go to for ease of use. You often get deals on no interest for a certain amount of time too which makes it very useful for larger purchases to spread out over time Reviewed on: 30th May 2024

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