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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169848)

Excellent

5
This service has opened up access to many services to improve my education and hobbies.or unexpected vet bills Easy to use if you are computer/app minded and gives peace of mind when using paying for things on the internet or to small business. Never had any trouble is a generous service zero for six months! and great help. Reviewed on: 3rd June 2024

My experience with PayPal services

4
My experience with PayPal has been pleasant, and the customer service is always excellent. It was a bit unclear that purchases under £100 didn’t qualify for 4 months of interest-free payments, but now that I know, I can better monitor my purchases. Reviewed on: 3rd June 2024

Borrow at 0%

5
Love the 0% interest offers which make for manageable purchases. Reviewed on: 3rd June 2024

I have been using PayPal for a few years now, excell...

5
I have been using PayPal for a few years now, excellent customer service Reviewed on: 3rd June 2024

Pay in 3 hours a so simple to use and always straigh...

5
Pay in 3 hours a so simple to use and always straight forward. I recommend PayPal 100% Reviewed on: 3rd June 2024

My customer experience is excellent.

5
My customer experience is excellent. Reviewed on: 3rd June 2024

Always have a positive experience.

5
Always have a positive experience. Great and much more accessible and easy to use. Reviewed on: 3rd June 2024

Personal review

5
Second to none service, always there to help and a very convenient service too online for shopping Reviewed on: 3rd June 2024

Use PayPal for the security it’s great to purchase s...

5
Use PayPal for the security it’s great to purchase something and pay it off after it arrives Reviewed on: 3rd June 2024

Easy to use

5
Any time I have used pay pal it’s been very easy to watch what I am spending Reviewed on: 3rd June 2024

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