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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170472)

interest free payment plan.

5
I liked the interest free payment plan. It made things more manageable. Reviewed on: 4th June 2024

Make PayPal your preferred money transfer service

5
Practically all online shops and private sellers, use PayPal. I love it because it's very fast, the interest rate is very good and there are a number of options for purchases and repayments. I always feel safe using PayPal, customer service is top of the range. I have always recommended PayPal to family and friends and it will be ace when buying cryptocurrency comes to the UK Reviewed on: 4th June 2024

It’s perfect I been using since 2016

5
It’s perfect I been using since 2016 Reviewed on: 4th June 2024

I receive email updates on when a payment is due, an...

5
I receive email updates on when a payment is due, and the interface is beginner friendly, so it has been going well Reviewed on: 4th June 2024

Where do I start?

3
Too many to list. Caused past stress anxiety. I don't fully trust paypal. Reviewed on: 4th June 2024

Easy to use, no problem to small

5
Easy to use, no problem to small Reviewed on: 4th June 2024

Convenient, Affordable, Easy To Use.

5
Very convenient and easy to use, especially to buy things that may not be affordable straight off Reviewed on: 4th June 2024

Redsea reefmat got lost in the post.

5
Ordered a item from alliexspes and it was sent to a different address the shop name magic aqua had a email from them saying it is was cancelled as the weeks went buy I had about 15 email off them . PayPal got in touch with them and they told PAYPAL it was in transit after 3 months PAYPAL found out wich courier had delivered the parcel and where it was, they add the parcel for 2 weeks. But the annoying thing .(I) bought another one so it left my with a spare one. Reviewed on: 4th June 2024

Love 0% interest

5
Love having longer to pay for things with 0% interest Reviewed on: 4th June 2024

Brilliant best experience for my finances

5
Brilliant best experience for my finances Reviewed on: 4th June 2024

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