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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170284)

Very impressive service every time.

Very impressive service every time. Reviewed on: 3rd June 2024

Very easy to use and app is clear and easily accessi...

Very easy to use and app is clear and easily accessible. Easy to contact customer service Reviewed on: 3rd June 2024

asy to use app for every day needs

Great app, easy to use with guidance and speedy customer service when required , highly recommended. Reviewed on: 3rd June 2024

I’ve had to use customer service once when I was def...

I’ve had to use customer service once when I was defrauded and my issue was resolved. I tend to use PayPal for online shopping so companies do not have my bank details so if there is a data breach then at least they don’t have my bank details etc but yes nearly all retailers use PayPal Reviewed on: 3rd June 2024

I trust PayPal

PayPal has always been my number one secured payment platform - i fully trust PayPal Reviewed on: 3rd June 2024

I have been using PayPal since its inception And I c...

I have been using PayPal since its inception And I can’t be without it. Reviewed on: 3rd June 2024

PayPal credit helps you budget

I like not having to add long card numbers to a transaction online and I like PayPal credit for paying over time - sometimes I really want something but can’t really afford a big lump sum but little chunks are manageable and budgetable ☺️ Reviewed on: 3rd June 2024

Excelent service

I've been using PayPal for several years now, and overall, my experience has been quite positive. Reviewed on: 3rd June 2024

Easy credit without the harming credit score

PayPal Credit has helped me afford vehicle maintenance items, presents and other items when I have needed. Flawless service which has multiple options and promotions to help me afford my next purchase. Reviewed on: 3rd June 2024

Xoom was good.

Xoom was good. Easy to transfer money to different currencies Reviewed on: 3rd June 2024

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