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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174248)

Easy to use plenty of reminders to keep you upto dat...

Easy to use plenty of reminders to keep you upto date very simple app thats nit overly complex Reviewed on: 6th June 2024

satisfied customer

never ever had any problems with my pay pal. i’m very happy Reviewed on: 6th June 2024

Paypal Credit is a very safe way of credit.

Paypal Credit is a very safe way of credit. Their customer service is excellent. Good rates too. I like to use this instead of a credit card. Very easy to use and accepted by most places. Reviewed on: 6th June 2024

Easy payment process.

Easy payment process. Never needed customer service. I like the special 0% Apr credit offers. Reviewed on: 6th June 2024

Alway there straightaway to help anytime and fast too

Alway there straightaway to help anytime and fast too Reviewed on: 6th June 2024

Very easy to use.

Very easy to use. Excellent customer service Reviewed on: 6th June 2024

PayPal provides an excellent hassle free service and...

PayPal provides an excellent hassle free service and peace of mind with its security features. Reviewed on: 6th June 2024

You got to sign u

Easy to sign up and very useful to buy those expensive items with no interest if paid over 4 months Reviewed on: 6th June 2024

Easy to access and use.

Easy to access and use. Great for when on a struggle. Reviewed on: 6th June 2024

Simple and easy way to pay

Used PayPal credit to purchase a phone to make it more affordable instead of lump sum immediately. Process was seamless and easy to do and was approved and order placed within 10 minutes. Can not recommend PayPal credit enough. They were competitive with 0% interest on my purchase and I was also able to overpay when I had a pay rise to settle the account quicker with no penalty. Reviewed on: 6th June 2024

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