Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174227)

If there as ever been a problem paypal swiftly deals...

5
If there as ever been a problem paypal swiftly deals with the situation Reviewed on: 6th June 2024

Excellent, great service and so comfortable

5
Excellent, great service and so comfortable Reviewed on: 6th June 2024

PayPal, quick, easy and fair

5
PayPal have settled difficult disputes quickly and fairly and the app is quick and easy to use. Reviewed on: 6th June 2024

PayPal makes buying things easier and safer!

5
PayPal makes buying things easier and safer! 100% would recommend! Reviewed on: 6th June 2024

They have always been the most helpful and easy to use.

5
They have always been the most helpful and easy to use. The app is great and the credit serive is also easy to use and has improved my credit rating. Reviewed on: 6th June 2024

Iv been with paypal for a few years and if iv ever h...

5
Iv been with paypal for a few years and if iv ever had to ring them they have been very helpful i like the pay in 3 as it helps with finances and with the cost of living its a real help Reviewed on: 6th June 2024

Wen you need to buy something, PayPal is there

5
Wen you need to buy something, PayPal is there Reviewed on: 6th June 2024

I have found PayPal great

4
I have found PayPal great however queries take long to process and get back to me however overall would recommend to family and friends. Reviewed on: 6th June 2024

One of the most trustworthy place

5
One of the most trustworthy place Reviewed on: 6th June 2024

Easy to use, reliable app and reminds you when payme...

5
Easy to use, reliable app and reminds you when payments are due. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 96387 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3840 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products