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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174269 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174280)

Really easy to make affordable payments.

Really easy to make affordable payments. Love the paypal app which is so easy to use. Trust paypal with payments as I know im protected. Also fast customer service when help is needed! Thanks Paypal Reviewed on: 6th June 2024

Excellent app, numerous ways to pay.

Excellent app, numerous ways to pay. Reviewed on: 6th June 2024

Never had any issues with PayPal and they’ve always...

Never had any issues with PayPal and they’ve always been really helpful Reviewed on: 6th June 2024

Convenient and quick to use.

Convenient and quick to use. Recommended to me by my Daughter. Reviewed on: 6th June 2024

Frequent user of PayPal

I frequently use PayPal due to how widely accepted it is and how easy it is to use. The promotional rates are excellent and a smart way of paying for goods etc. Reviewed on: 6th June 2024

All transactions excellent smooth and trouble free ,...

All transactions excellent smooth and trouble free , very good customer service Reviewed on: 6th June 2024

PayPal credit is amazing!

PayPal credit is amazing! It gives you more chance to purchase the things you love without having to worry about spending a big lump sum, the monthly repayments are very fair Reviewed on: 6th June 2024

Good deal

Very good experience and easy to use Reviewed on: 6th June 2024

Great interface, great integrations, great experience.

Great interface, great integrations, great experience. Reviewed on: 6th June 2024

Excellent way of purchasing large items.

Excellent way of purchasing large items. Reviewed on: 6th June 2024

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