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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174305 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174324)

PayPal Credit made my day with a massive joy

PayPal made my day when my credit card application was approved, I couldn’t believe how easy they made it be for me the day I applied because I never saw it coming and the credit was delivered immediately, seeing it with my eyes, I couldn’t believe it until I made a purchase online and made payment through PayPal Credit, it was a massive joy. They are the best, I give it to them 100%. Reviewed on: 6th June 2024

I can always use PayPal whether I have money or...

I can always use PayPal whether I have money or not Reviewed on: 6th June 2024

I love PayPal credit I can buy something that’s expe...

I love PayPal credit I can buy something that’s expensive and have time to pay it off without having to pay interest which is a great help Reviewed on: 6th June 2024

It's been a great experience through every transaction.

It's been a great experience through every transaction. Paupal credit has enabled me to gain a beter credit rating through careful use. Reviewed on: 6th June 2024

Simple to use and user protection

Simple to use and user protection Reviewed on: 6th June 2024

Very fair and help full.

Very fair and help full. Problems sorted in a reasonable time Reviewed on: 6th June 2024

Always like to use PayPal and always helpful / good...

Always like to use PayPal and always helpful / good when can buy and pay over a few months. Reviewed on: 6th June 2024

Easy to apply, decision is very quick.

Easy to apply, decision is very quick. You can set up monthly direct debit payments Reviewed on: 6th June 2024

Paypal Credit

Good Experience, helped with my credit score. Reviewed on: 6th June 2024

Useful and Excellent service

Very useful and easy. Excellent service with some 0% payment options if paid within certain time. Reviewed on: 6th June 2024

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