Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174446 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174455)

Great for taking eBay purchase over 4 months interes...

Great for taking eBay purchase over 4 months interest free when you need too without missing out on the auction. Reviewed on: 6th June 2024

Great services, always sorted out my issues.

Great services, always sorted out my issues. Reviewed on: 6th June 2024

Very good but small areas where they can improve

PayPal have very good customer service and offer a really smooth clean service. My only issue with them so far is that they only send one notification regarding credit repayment due dates a few days away from the occasion. They should probably send another right before. Reviewed on: 6th June 2024

I have great experience using PayPal for my purchase...

I have great experience using PayPal for my purchases and the layers of protection that comes with it. Using PayPal credit help me to go extra mile. Paying on instalment, make it easier for me to buy what I need . I love the platform and the services they deliver. Reviewed on: 6th June 2024

Love PayPal makes birthday and Christmas affordable

Love PayPal makes birthday and Christmas affordable Reviewed on: 6th June 2024

Always been great, easy to use and convenient.

Always been great, easy to use and convenient. Reviewed on: 6th June 2024

Paypal credit enables to buy what I want, and to pay...

Paypal credit enables to buy what I want, and to pay for them when it is most ideal. Reviewed on: 6th June 2024

Never had a problem with any aspect of PayPal from p...

Never had a problem with any aspect of PayPal from paying to receiving and even getting refunds brilliant service throughout thank you Reviewed on: 6th June 2024

Easy to set up and use.

Easy to set up and use, this is my go to for small amounts of credit when needed and offered from numerous suppliers. Reviewed on: 6th June 2024

Customer service could be better.

Customer service could be better. The app needs work Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3841 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96545 reviews
Payments
from PayPal 4.71 from 3842 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub