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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174597 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174624)

Paypal has been handy for most of my transactions an...

Paypal has been handy for most of my transactions and it's easy to use. Reviewed on: 7th June 2024

I have brought a few things with Pay Pal & everythin...

I have brought a few things with Pay Pal & everything is fine l feel very secure with paypaj Reviewed on: 6th June 2024

Easy account management

It’s easy to manage my account and I like that I can make extra payments when I have the money there to do it. I would prefer if payments made were processed quicker though. Reviewed on: 6th June 2024

Had a perfect time using the website

Had a perfect time using the website Reviewed on: 6th June 2024

interest free period

It’s great that I can spread my payments over 4 months with no interest to pay Reviewed on: 6th June 2024

PayPal easy and efficient

PayPal seems a secure way to safely buy amd manage goods across many different areas. Shopping in store amd online. Personally it's all I use. Reviewed on: 6th June 2024

Registrated with PP since 2007 using most for eBay a...

Registrated with PP since 2007 using most for eBay and few payments then PP credit recently that works great Reviewed on: 6th June 2024

It’s been smooth sailing.

It’s been smooth sailing. I haven’t had any issues Reviewed on: 6th June 2024

PayPal is easy and safe to use for all your shopping...

PayPal is easy and safe to use for all your shopping needs. They keep you notified on a regular basis with all your account activities. I highly recommend PayPal as I enjoy my experience with them. Reviewed on: 6th June 2024

I used PayPal to pay my most of online purches.

I used PayPal to pay my most of online purches. It also offer zero interest if we pay total amount in 4 installments. Reviewed on: 6th June 2024

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