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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174747 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174786)

So flexible you can’t go wrong.

So flexible you can’t go wrong. Pay right away, credit or spread over 3 months for those special purchases. However you want to pay, PP has it sorted. Reviewed on: 7th June 2024

PayPal gives you total peace of mind

Always had a great experience with PayPal, it gives me peace of mind when paying for purchases. It’s completely safe and secure. Reviewed on: 7th June 2024

It the ease of use and not worrying about having you...

It the ease of use and not worrying about having your bank cards with you, Uber being one of those examples, the payment plan options are really good especially the interest free ones. Reviewed on: 7th June 2024

Very quick and simple to set up.

Very quick and simple to set up. Reviewed on: 7th June 2024

Paypal credit gives me peace of mind knowing that I...

Paypal credit gives me peace of mind knowing that I have that little extra . Reviewed on: 7th June 2024

PayPal is such a good platform

PayPal is such a good platform, amazing how you can Pay in 3 you know you are not going to have long term debt and still easy to spread the cost Reviewed on: 7th June 2024

I wouldn't use another credit facility.

It's always been easy to manage, monitor, and keep control of my Paypal Credit. Whilst not as widely accepted as many other plans, it's far less predatory and brilliant if you can pay it off within promotional periods to keep any additional costs low. Reviewed on: 7th June 2024

Easy to use and manage.

Easy to use and manage. The app is excellent, making it very straightforward to manage your finances and see what payments are impending. Reviewed on: 7th June 2024

Safe, confidential,affordable,it’s my best way to us...

Safe, confidential,affordable,it’s my best way to use money to buy or transfer money Reviewed on: 7th June 2024

Excellent service, safe and secure form of paying.

Excellent service, safe and secure form of paying. Reviewed on: 7th June 2024

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