Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174961)

Amazing, always helpful when raising a dispute and h...

Amazing, always helpful when raising a dispute and help straight away. I feel like i dont need to worry so much about money Reviewed on: 7th June 2024

I am satisfied that you can benefit from this

I am satisfied that you can benefit from this Reviewed on: 7th June 2024

I find it easy to manage my finances using PayPal cr...

I find it easy to manage my finances using PayPal credit because it is so flexible. When I have extra funds I can pay more off the balance, but when I don’t I just pay the monthly amount required. I think the interest is reasonable and using PayPal credit has allowed me to buy bigger purchases. Reviewed on: 7th June 2024

Very convenientband easy to keep track of spending a...

Very convenientband easy to keep track of spending and deadlines for settlement. Reviewed on: 7th June 2024

Very good.

Very good at everything that it does. Reviewed on: 7th June 2024

Very good straight forward easy to use.

Very good straight forward easy to use. Reviewed on: 7th June 2024

Overall good experience of PayPal credit.

Overall good experience of PayPal credit. When I've rung operators have been knowledgeable and helpful in sorting out any questions I had and explained things clearly. Only minor issue I've had was when trying to set up a direct debit on the app. I connected to my bank account but it wasn't available to highlight as a payment method. Kept going round in circles saying that it was done but wasn't available. I missed a payment due to this as a consequence. Not sure if it's a bug in the app system or something I was doing wrong but I was just following the prompts Reviewed on: 7th June 2024

Using PayPal its a lot easier to pay your online sho...

Using PayPal its a lot easier to pay your online shopping and they help to deal with your issues with the seller's. Reviewed on: 7th June 2024

I'm finding the 3 easy payment option really useful.

I'm finding the 3 easy payment option really useful. It's a great way to spread the cost over a few months and always recommend it to friends and family. Reviewed on: 7th June 2024

Always accessible when you need to pay

Always accessible when you need to pay Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96904 reviews
Payments
from PayPal 4.71 from 3843 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub