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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175049 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175099)

PayPal reliability

Whenever I can I choose to pay by PayPal because of the extra peace of mind provided with their purchase protection. I also find PayPal Credit very useful. Reviewed on: 7th June 2024

Solid, secure and have never let me down.

Solid, secure and have never let me down. I use it mainly for security reasons. Reviewed on: 7th June 2024

Never had any issues , always easy , simple to under...

Never had any issues , always easy , simple to understand interface Reviewed on: 7th June 2024

Easy to use

It's really useful to have and easy to pay with and I use it a lot to save through the month Reviewed on: 7th June 2024

Secure, quick and easy.

Secure, quick and easy. When I've needed support I could find it. My goto payment option for online shopping as I know it can be relied on. Even better now with the option to spread payments at little to no cost Reviewed on: 7th June 2024

Allways been uesfull.

Allways been uesfull. Email when your payment is due to remind you. Reviewed on: 7th June 2024

Very easy to use and convenient.

Very easy to use and convenient. Safest way to pay online especially online shops from other countries. Reviewed on: 7th June 2024

excellent service

I contacted them to resolve refund issues, they always help quickly Reviewed on: 7th June 2024

Best credit facility out there!

I’ve been using PayPal credit for years now and I love the app for keeping tabs on my spending! Love the free credit option, but also being able to split the bill with friends and family for free. Reviewed on: 7th June 2024

I can always rely on paypal credit.

I can always rely on paypal credit. And PayPal can always rely on me Reviewed on: 7th June 2024

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