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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175223 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175229)

Simple and effective transactions

Simple and effective transactions Reviewed on: 7th June 2024

Thank you ,Very much for the help ,

Thank you ,Very much for the help , Reviewed on: 7th June 2024

Great always helpful never had any issues

Great always helpful never had any issues Reviewed on: 7th June 2024

Best credit provider

I have used this now for several years. I have found PayPal credit incredibly useful. I have used it for almost everything helping with my business, booking holidays, and paying for courses. PayPal credit has helped me a lot especially with the 4 months zero interest. Reviewed on: 7th June 2024

Quick, Easy and helps spread the cost

Quick, Easy and helps spread the cost so you don’t have to be massively out of pocket what more could you ask for Reviewed on: 7th June 2024

Always efficient & competitive rates site easily acc...

Always efficient & competitive rates site easily accessible easy to navigate & find information trusted too Reviewed on: 7th June 2024

Very helpful and good communication with the staff o...

Very helpful and good communication with the staff over the phone Reviewed on: 7th June 2024

Easy to use, payment structure good

Easy to use, payment structure good Reviewed on: 7th June 2024

Excellent experience, PayPal credit is great for if...

Excellent experience, PayPal credit is great for if you want to buy something quick and before payday Reviewed on: 7th June 2024

Quick and easy to use.

Quick and easy to use. Simple checkout options and regular email reminders to ensure payments are not missed and extra charges are not incurred. Reviewed on: 7th June 2024

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