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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175751)

PayPal is perfect

What more can I say. PayPal is amazing and secure. Its always the first place I will go to pay anything. Reviewed on: 8th June 2024

Simple Easy & Flexible

Simple and easy to use and flexibility on payments give me more control over repayment process. Reviewed on: 7th June 2024

Always had no trouble with PayPal

Always had no trouble with PayPal. Easy to use. The credit limit is decent and has always been sensible, with suggestions to either increase or decrease. Never had to deal with customer service so not too sure there, but via the odd email, never had trouble. Reviewed on: 7th June 2024

Fantastic extension to an already great product

Application process was very straight forward, once complete it was well integrated into anything where I could pay by PayPal, the interest free period is also incredibly helpful, not to mention the promotional offers to pay over several months. Reviewed on: 7th June 2024

Once meet one problem but after one call ea...

Once meet one problem but after one call easily resolved Reviewed on: 7th June 2024

Always efficient, low cost and widely accepted for p...

Always efficient, low cost and widely accepted for purchases online whilst giving me peace of mind against adverse shopping experiences Reviewed on: 7th June 2024

Great offers and deals, big ticket purchases almost...

Great offers and deals, big ticket purchases almost always qualify for 36 months 0% which is great. Reviewed on: 7th June 2024

Good service

I have had no problems all the years I have had my PayPal account Reviewed on: 7th June 2024

Thank you PayPal for years of great service

I have been with PayPal for years. They are fantastic the customer service team is excellent. You can get straight through to an actual understandable human!! They are happy to help and I have always found them really friendly! The pay in 3 option has been a lifesaver for me, having a few big appliances recently I wouldn’t have been able to get them if it wasn’t for this easy interest free payments. I could not fault them Reviewed on: 7th June 2024

Super servicethe best

Super service and very secure hassle free the best online money payment service Reviewed on: 7th June 2024

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