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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176002 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176004)

PayPal is excellent it gives you piece of mind when...

PayPal is excellent it gives you piece of mind when purchasing goods online Reviewed on: 8th June 2024

Positive experience

Never had had a bad experience using the service I’m very satisfied it has made my life easier Reviewed on: 8th June 2024

PayPal Credit is an excellent way to shop.

PayPal Credit is an excellent way to shop. It is very easy and convenient way of shopping. So quick and customer service is excellent. Reviewed on: 8th June 2024

It's been fantastic using PayPal services.

It's been fantastic using PayPal services. The convenience and the ease is top notch. Reviewed on: 8th June 2024

PayPal makes it possible.

PayPal makes expensive purchases possible. Pay in three is my favourite. The secure payment method removes the worry of fraudulent activity on your account. Online purchasing is safe simple and stress free with PayPal. Reviewed on: 8th June 2024

Great flexibility

It allows to make transactions very quickly and gives me many options of how to pay. Typically, pay in three or even over 12 months all interest free. It as been great for me to which over many years I have never had to pay any interest. Reviewed on: 8th June 2024

I used paypal credit so often.

I used paypal credit so often. Great way of spending p Reviewed on: 8th June 2024

Great credit provider

No problems with any transactions, easy to use, no complicated system Reviewed on: 8th June 2024

Absolutely no complaints

Great experience, never had any issues. Reviewed on: 8th June 2024

Easy to use and flexible.

Easy to use and flexible. All app managed so can view 24/7. Used everywhere. Reviewed on: 8th June 2024

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