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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176795)

Best way to buy

5
Easy best way to buy online with ease Reviewed on: 9th June 2024

Excellent

5
Has helped me pay for a lot things and was flexible around paying it back with no hassle. Therefore I appreciate its existence. Reviewed on: 9th June 2024

I love using PayPal credit it gives me the chance to...

5
I love using PayPal credit it gives me the chance to get the things I need that i cant afford in one big payment Reviewed on: 9th June 2024

Great ways to pay and will get you through the...

5
Great ways to pay and will get you through the month Reviewed on: 9th June 2024

Easy to use, straight forward and safe

5
Easy to use, straight forward and safe Reviewed on: 9th June 2024

Easy and straightforward to use.

5
Easy and straightforward to use. Reviewed on: 9th June 2024

Easy to use and safe

5
Easy to use and safe, consumer protection Reviewed on: 9th June 2024

Awesome team and respectful .

5
Awesome team and respectful . I would like more information on credit rates and so. Reviewed on: 9th June 2024

Dependable and most secure payment platform

5
Dependable and the best secure payment platform Reviewed on: 9th June 2024

Easy and efficient

5
Incredibly easy to purchase and pay off over time, works on every site I buy off. Reviewed on: 9th June 2024

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