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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176850)

PayPal - it’s just there when you need it - fantasti...

5
PayPal - it’s just there when you need it - fantastic to have the facility when you get to checkout Reviewed on: 9th June 2024

It's very good service and safe and easy to use for...

5
It's very good service and safe and easy to use for paying. Reviewed on: 9th June 2024

Happy customer

5
Quick and easy to use never had a problem with this Reviewed on: 9th June 2024

LOVE THE INTEREST FREE PAYMENTS

5
I have used PayPal credit a few times for big purchases and paid them off interest three over four months. Reviewed on: 9th June 2024

Good service and no hassle.

5
Good service and no hassle. Kept informed on credit limit changes. Reviewed on: 9th June 2024

Great Company!

5
Easy to use, great options to pay and excellent customer service when needed Reviewed on: 9th June 2024

Easy and secure to use excellent service

5
Easy and secure to use can log in anytime to keep track of due payment and balance Reviewed on: 9th June 2024

Love using PayPal, fast simple payments.

5
Love using PayPal, fast simple payments. Pay in 3 options too so easy. Reviewed on: 9th June 2024

PayPal always reliable and secure.

5
PayPal always reliable and secure. Never had a problem Reviewed on: 9th June 2024

It’s a great thing to sign up for!

5
It’s a great thing to sign up for and use. It’s has save me a numerous times when I needed to making a big purchase and I never even had to pay interest as I would cover my debt within 3months. Would recommend to everyone! Reviewed on: 9th June 2024

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