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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (176902)

Easy to use and manage!

5
Easy to use and manage! Love that you get 4 months interest free to pay off purchases Reviewed on: 9th June 2024
Nicola L's avatar
Nicola L

Can't fault it.

5
Can't fault it. It inspires confidence in the money market. Reviewed on: 9th June 2024
Jim B's avatar
Jim B

Great easy to use

4
Easy to navigate very friendly app , offer was great for beggining hardly recomended Reviewed on: 9th June 2024
Justyna Rozbicka's avatar
Justyna Rozbicka

Never had a bad day with pay pal.

5
Never had a bad day with pay pal. A wing man you can rely on. Reviewed on: 9th June 2024
chrishart_madforit@hotmail.com's avatar
[email protected]

Great and easy

5
Great. Designed for everyone. Ease of using is excellent Reviewed on: 9th June 2024
Amarender C's avatar
Amarender C

Smooth transactions

5
Always smooth transactions, can't remember last time I had an issue. Reviewed on: 9th June 2024
Carlos T's avatar
Carlos T

Been using PayPal for years without any problems wha...

5
Been using PayPal for years without any problems what a great service it provides,, Reviewed on: 9th June 2024
Ade S's avatar
Ade S

The interest rates are very high and I find it diffi...

3
The interest rates are very high and I find it difficult to have more money Reviewed on: 9th June 2024
Ivano L's avatar
Ivano L

Excellent service

5
Never ever had any problems with PayPal. Reviewed on: 9th June 2024
Alyona Sakele's avatar
Alyona Sakele

Great experience- highly recommend

5
Never had any problems with PayPal credit also been a good experience and so easy to use. Been really helpful when needing to make big purchases. Reviewed on: 9th June 2024
Sophie D's avatar
Sophie D

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