Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176939 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176959)

PayPal 0% installments helped manage my holiday budget

Spreading the cost of my holiday across 3 interest free payments was really helpful to help budget Reviewed on: 9th June 2024

PayPal's second to none security gives me peace of m...

PayPal's second to none security gives me peace of mind that my money is in safe hands. It offers excellent payment options including PayPal credit for those unexpected purchases. The App is easy to navigate and customer service is very good. I choose PayPal for online purchases as my first choice. Reviewed on: 9th June 2024

Simple cross platform solution

Being platform independent PayPal allows us to accept payments via many different channels this is extremely useful as is the currency conversion process which often is cheaper than bank or credit card fees. Reviewed on: 9th June 2024

Love using PayPal credit.

Love using PayPal credit. Use it for bigger purchases all the time Reviewed on: 9th June 2024

Brilliant safe and secure, used world wide

Brilliant safe and secure, used world wide Reviewed on: 9th June 2024

Very easy and straightforward process.

Very easy and straightforward process. Instant approval. Reviewed on: 9th June 2024

PayPal is a great service Paypal credit is a wonderf...

PayPal is a great service Paypal credit is a wonderful thing and helps me spread the cost Reviewed on: 9th June 2024

Great integration with Curve card for in store use

Great integration with Curve card for in store use and the ease of getting interest free credit for purchases using this method. Reviewed on: 9th June 2024

Don’t bother looking elsewhere

I was looking at a couple of finance options but they didn’t come close to PayPal credit Reviewed on: 9th June 2024

Such a good way to pay and help when need extra time...

Such a good way to pay and help when need extra time to pay somethings off Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98294 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub