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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176992 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177006)

Used several times always great never had any issues...

Used several times always great never had any issues simple to use Reviewed on: 9th June 2024

Good service

App so easy to use, great security, and saves so much time , PayPal credit with one click of a button Reviewed on: 9th June 2024

Very easy to use and has come in handy in difficult...

Very easy to use and has come in handy in difficult times. Reviewed on: 9th June 2024

Paypal credit is great, it's easy to apply.

Paypal credit is great, it's easy to apply. However interest rates are high and requesting reviews for credit increases don't exist - you are reliant on them checking your account to apply an increase. Reviewed on: 9th June 2024

Quick easy way to pay larger amounts

Quick easy way to pay larger amounts Reviewed on: 9th June 2024

The best ever

Clear guidelines, good communication and great security. They offer you credit increases too every couple of months if you make payments on time. Soo easy to pay through PayPal credit and I like the fact that it’s interest free for 4 months and they send you reminders. Most places take PayPal credit too so it helps with spreading out your payments over time to help with your finances. I’ve brought holidays using PayPal credit which wa she best thing I’ve ever done. Love it Reviewed on: 9th June 2024

I use PayPal credit for most purchases when I can.

I use PayPal credit for most purchases when I can. It makes life easier. Reviewed on: 9th June 2024

It’s a quick and easy way to make bigger purchases w...

It’s a quick and easy way to make bigger purchases with its payment plans. Also straightforward ways in which to pay people.. Reviewed on: 9th June 2024

Great value for money for larger purchases.

Great value for money for larger purchases. Easy to apply for and reminders made about repayment Reviewed on: 9th June 2024

Easy to contact, pleasant operator on phone.

Easy to contact, pleasant operator on phone. Issues quickly sorted Reviewed on: 9th June 2024

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