Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177034 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177043)

Great experience with pay in 3 and PayPal credit.

Great experience with pay in 3 and PayPal credit. Simple to use, interest free, no credit check after first approval for credit. Reviewed on: 9th June 2024

Fab had no issues, credit is available when needed.

Fab had no issues, credit is available when needed. Reviewed on: 9th June 2024

PayPal credit is fantastic

PayPal credit is fantastic, easy to apply for, the APR is great and the repayments are low. I love that you can also spread payments over 3-6 payments. Z Reviewed on: 9th June 2024

Easy to pay and accepted by many retailers

Easy to pay and accepted by many retailers Reviewed on: 9th June 2024

Very straightforward process.

Very straightforward process. Everything is really easy and it's a good way to make bigger purchases. Reviewed on: 9th June 2024

Convenient way to pay online for larger purchases

Convenient way to pay online for larger purchases Reviewed on: 9th June 2024

Excellent

Never had an issue with PayPal, quick and easy to use Reviewed on: 9th June 2024

Best of Best

Great, lovely and nice with pack of experience Reviewed on: 9th June 2024

I love PayPal credit

I use PayPal credit all the time, I've never had a problem and never missed a payment. PayPal are great with communication and reminders, they make the whole process simple and affordable. Reviewed on: 9th June 2024

Generous credit terms

Favorable credit terms are offered, with purchases exceeding £100 granted a 4-month interest-free period. Additionally, I appreciate the regular credit limit reviews. Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98378 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub