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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177071 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177077)

It’s a great service and would thoroughly recommend it

It’s a great service and would thoroughly recommend it Reviewed on: 9th June 2024

Convenient and safe

Convenient and safe to use. Good customer service Reviewed on: 9th June 2024

PayPal is great service and value for your money and...

PayPal is great service and value for your money and very safe Reviewed on: 9th June 2024

Recommendable

Fantastic. Really helped me able to buy stuff for my son. Being a single mum is difficult Reviewed on: 9th June 2024

Always very prompt and professional

Always very prompt and professional Reviewed on: 9th June 2024

Very simple and straightforward. .

Very simple and straightforward. Reviewed on: 9th June 2024

Very helpful offering pay pal credit to spread the c...

Very helpful offering pay pal credit to spread the cost Reviewed on: 9th June 2024

Great experience and customer service journey

Great experience and customer service journey Reviewed on: 9th June 2024

PayPal credit. Financial flexibility

PayPal credit allows me to spread the cost of a major purchase into 3 or 4 interest free payments and the app lets me monitor and amend payments and payment dates to suit my financial circumstances. The option of setting a direct debit amount is great and also the option to pay extra if I want too. All in all, PayPal credit has been a boon to me Reviewed on: 9th June 2024

Never had a problem and is easy to navigate.

Never had a problem and is easy to navigate. Reviewed on: 9th June 2024

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