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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177208)

Excellent professional service Always good varied id...

5
Excellent professional service Always good varied idea's Reviewed on: 9th June 2024

Easy to use & secure.

5
Easy to use & secure. Paypal is my preferred payment method, it’s accepted by a wide variety of retailers & I’ve never encountered any issues. Also refunds are always processed very fast. Reviewed on: 9th June 2024

It gives me piece of mind

5
It simply fullfills my ability to pay with confidence and helps me controll my spending giving me piece of mind. PayPal ensures I am informed and undated regarding account and I feel confident with their security. on my behalf. Reviewed on: 9th June 2024

no issues , never at all, top provider!

5
never had any issues , all transactions smoothly done , customer services always very helpful and dealing with any issues straight away. Never missed any follow up and always kept to the end of the issue informed of the progress Reviewed on: 9th June 2024

Simple finance for everyone

5
Simple easy to use value that enabled me to spread the cost at no added interest through payment app Reviewed on: 9th June 2024

Great way for spending money securely

5
Great way for spending money securely Reviewed on: 9th June 2024

PayPal have helped me out on many occasions.

5
PayPal have helped me out on many occasions, with PayPal Credit, Pay-in-3 & the safest way to pay online that I know of. I wouldn't trust any other form of online payment method as much as I trust PayPal. Also, if I ever have a problem, PayPal give me instant help over the phone. Reviewed on: 9th June 2024

Excellent simplicity

5
Simple to use and accept everywhere now Reviewed on: 9th June 2024

Excellent

5
Never had a problem with PayPal, would recommend to a friend, quick and easy to use. Reviewed on: 9th June 2024

I'm using PayPal products for years and it's very ea...

5
I'm using PayPal products for years and it's very easy, the interest rate is much better than other banks. Reviewed on: 9th June 2024

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