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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177213 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177213)

Great way for spending money securely

Great way for spending money securely Reviewed on: 9th June 2024

PayPal have helped me out on many occasions.

PayPal have helped me out on many occasions, with PayPal Credit, Pay-in-3 & the safest way to pay online that I know of. I wouldn't trust any other form of online payment method as much as I trust PayPal. Also, if I ever have a problem, PayPal give me instant help over the phone. Reviewed on: 9th June 2024

Excellent simplicity

Simple to use and accept everywhere now Reviewed on: 9th June 2024

Excellent

Never had a problem with PayPal, would recommend to a friend, quick and easy to use. Reviewed on: 9th June 2024

I'm using PayPal products for years and it's very ea...

I'm using PayPal products for years and it's very easy, the interest rate is much better than other banks. Reviewed on: 9th June 2024

Quick to answer my questions when I call them.

Quick to answer my questions when I call them. Reviewed on: 9th June 2024

So far, happy with everything.

So far, happy with everything. Using PayPal credit for a few years. I paid in time, they didn't over charge. Would be useful if can borrow a bigger loan for longer terms. Clear out some credit cards debts make easier. Reviewed on: 9th June 2024

Long time user - happy days!

I have used Paypal for years, I love the pay in three and would recommend the service to anyone. No hassle control it’s what you need in 2024. Reviewed on: 9th June 2024

I have been using PayPal credit for three years now...

I have been using PayPal credit for three years now and never had a problem. Reviewed on: 9th June 2024

Always chose PayPal when it’s available.

Always chose PayPal when it’s available. Quick & easy to use & protect my money Reviewed on: 9th June 2024

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