Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177965 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177978)

User friendly and transparent

Using PayPal credit is easy, and can help manage those larger purchases. I always feel like my money is in good hands with PayPal and trust if anything goes wrong they’ll be there to help. Reviewed on: 9th June 2024

Smooth and easy

Always a very smooth experience. Go to credit. Reviewed on: 9th June 2024

All good, no complaints at all!

All good, no complaints at all! Flawless service. Reviewed on: 9th June 2024

Always I use Paypal and I’m very happy

Always I use Paypal and I’m very happy Reviewed on: 9th June 2024

Always been good.

Always been good. Easy to use & manageable. Reviewed on: 9th June 2024

PayPal credit has been an outstanding source and rel...

PayPal credit has been an outstanding source and reliable source of payment. I have enjoyed using and will continues. Great rates easy to use and straight forward. Reviewed on: 9th June 2024

Payment flexibility.

Payment flexibility. PayPal allows variable payment limits per month Reviewed on: 9th June 2024

Easy to set up and very easy to use following this.

Easy to set up and very easy to use following this. Helps me manage my finances and peace of mind when purchasing online. Reviewed on: 9th June 2024

So easy and fast to use.

So easy and fast to use. Never miss payments with easy direct debits also can easily up credit limit to boost credit score Reviewed on: 9th June 2024

Easy to use no problems very accessible and able to...

Easy to use no problems very accessible and able to access it anywhere with the app is very handy Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3848 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98893 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub