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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177900 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177919)

Straightforward and clear.

Straightforward and clear. Good communication allowing time to plan repayments. Also good offers so as to pay as little interest as possible. Very clear in the app how long was remaining on each offer so it was possible to make informed decisions on how much to pay off at any given time. Reviewed on: 9th June 2024

PayPal credit has been great with good offers.

PayPal credit has been great with good offers. I had a problem with a purchase and their customer service was incredible and sorted the problem out very efficiently. Reviewed on: 9th June 2024

PayPal credit helped ...

PayPal credit helped when I needed to buy something with limited funds and it’s so easy to keep a track of Reviewed on: 9th June 2024

PayPal credit account is versatile and easy to use.

PayPal credit account is versatile and easy to use. Reviewed on: 9th June 2024

Always great to be able to split the costs of your p...

Always great to be able to split the costs of your purchasesover£30 Reviewed on: 9th June 2024

Paypal AAA

Pay pal are an easy and safe way to ensure your payment and PayPal credit helps pay in a low interest way the items you wish to spread the payment of. In all a great service, that helps with everyday living Reviewed on: 9th June 2024

Paypal credit is excellent for online purchases not...

Paypal credit is excellent for online purchases not only do you have peace of mind of all your transactions been safe you can spread the cost too. Reviewed on: 9th June 2024

Free buy now pay later managed very well

I was given the opportunity to use PP credit to pay in 3 and it allowed me to buy what I needed at the time. I’ve now used it a few times as it allows me to split payments interest free. Had no problems and will continue to use this fast and reliable free service from Paypal Reviewed on: 9th June 2024

Just Great!

Great & always very efficient no complaints from me.. Reviewed on: 9th June 2024

Nothing but positive things to say.

Nothing but positive things to say. The application was easy, the flexibility is great as well. It can be used on so many websites and makes spreading the cost so much easier. I’m really glad I have it and really value the ability to use it. Reviewed on: 9th June 2024

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