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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177840 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177850)

A brilliant service that enabled me to buy large ess...

A brilliant service that enabled me to buy large essential household items like beds for my kids and allowed me the time I needed to pay for them. Reviewed on: 9th June 2024

Absolutely fabulous idea.

Absolutely fabulous idea. Gives you time to spread the cost without worrying . Reviewed on: 9th June 2024

PayPall makes it safe and easier

PayPall makes it safe and easier Reviewed on: 9th June 2024

Very easy to use, quick and simple!

Very easy to use, when applying for payment plans it’s very simple and quick. Repayments are easy to make whether in instalments or lump sum. Reviewed on: 9th June 2024

I always use paypal when I can.

I always use paypal when I can. Gives me peace of mind about getting my money back if there's a issue. Reviewed on: 9th June 2024

Paypal helps me to budget through these unprecedente...

Paypal helps me to budget through these unprecedented and difficult times. Through the cost of living paypal has helped me to afford what i need sill whilst being able to pay my bills Reviewed on: 9th June 2024

Quick and easy and safe.

Quick and easy and safe. Pay in three and great customer service of there is a problem.. Use all the time. Reviewed on: 9th June 2024

Credit Paypal 5*

Credit is so useful for purchases and PayPal remind you of payment before interest charges occur Reviewed on: 9th June 2024

PayPal 5* review

PayPal Credit is an easy and reliable service. You can set up a direct debit to make your payments and pay as little or as much as you can afford. The app is easy to use and navigate. Reviewed on: 9th June 2024

Easy to use, helpful, have used several time to tran...

Easy to use, helpful, have used several time to transfer money and for credit. My son wouldn’t have got his favourite Christmas present if I wasn’t able to use PayPal Credit. Reviewed on: 9th June 2024

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