Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177806)

Quick and easy credit management.

5
Quick and easy credit management. Good offers, 4 months interest free was nice. Alot of options to pay with. Just makes things easier for online purchasing. Reviewed on: 9th June 2024

I have used PayPal credit since it came out, I have...

5
I have used PayPal credit since it came out, I have loved the versatility and payment options. Love it thanks Reviewed on: 9th June 2024

Always my go to when shopping online

5
I have used PayPal for a long time. So easy to use. Reviewed on: 9th June 2024

Very good, no issues.

5
Very good, no issues. Very easy application process Reviewed on: 9th June 2024

Alway is helpful

5
Alway is helpfully when you wanna buy now and pay later Reviewed on: 9th June 2024

Easy to manage and use

5
Easy to manage and use. Able to use online in most places. App is helpful to see what I owe and make payments. Reviewed on: 9th June 2024

It is so easy and convenient to use PayPal Credit wi...

5
It is so easy and convenient to use PayPal Credit with excellent no interest offers! Reviewed on: 9th June 2024

Love PayPal makes things easy , I find the credit u...

5
Love PayPal makes things easy , I find the credit u offer especially the interest free great , much better than some other suppliers Reviewed on: 9th June 2024

Love the interest free credit agreements made buying...

5
Love the interest free credit agreements made buying a phone outright cheaper than a contract Reviewed on: 9th June 2024

Paypal is great

5
Paypal is great for spreading the cost over 4 months and protecting your payments how ever I wish when making a payment off the account it was paid instantly and not take days Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98797 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3848 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products