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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177745)

PayPal is an excellent digital payment platform.

5
PayPal is an excellent digital payment platform. It's easy to use, secure, and supports global transactions. Perfect for both personal and business use, PayPal offers peace of mind with its robust security measures and seamless integration with various e-commerce sites. Highly recommended! Reviewed on: 9th June 2024

Seamless transactions.

5
Seamless transactions.Dealing with PayPal is so easy to do Reviewed on: 9th June 2024

Responsive customer support when I encountered issue...

5
Responsive customer support when I encountered issues with online purchases. Option to buy 0% internet spreading payments over four months. Moreover, money back guarantees on online purchases. Reviewed on: 9th June 2024

Good experience

5
Good experience, easy and straightfoward process. Useful service. Reviewed on: 9th June 2024

Simple application process, with immediate response.

5
Simple application process, with immediate response. Easy to access app with information readily available to track your spending and payments needed to be made. I have used both the credit and the multiple payment options and would recommend both to a customer considering it. Reviewed on: 9th June 2024

Easy to use great experience easy to manage

5
Easy to use great experience easy to manage Reviewed on: 9th June 2024

PayPal credit is always easy to use.

5
PayPal credit is always easy to use. It is also easy to keep track of usage via their website so I feel in control and am kept updated. Reviewed on: 9th June 2024

PayPal Credit helps make things so much more afforda...

5
PayPal Credit helps make things so much more affordable, especially with having 0% over 4 months, you couldn’t beat that, not even with your own bank! So much more convenient paying for a large amount over 4 months, not as many money worries :) Reviewed on: 9th June 2024

Easy to apply, easy for pay, secured way

5
Easy to apply, easy for pay, secured way Reviewed on: 9th June 2024

Excellent customer service.

5
Excellent customer service. PayPal responded to my dispute with a seller promptly. Reviewed on: 9th June 2024

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